South Korea’s short-term money market is expected to post an excess reserve balance on June 24, driven by large fiscal disbursements and public fund inflows, while steady borrowing demand persists among commercial banks amid ongoing reserve requirement shortfalls.
#YonhapInfomax #ReserveBalance #FiscalDisbursement #PublicFund #CommercialBanks #CallRate #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=69029

South Korea’s four major banks supplied 900 billion won in Sae-Hope Hall Credit Loans through May, as the FSS intensifies monthly monitoring to meet annual targets and support low-income borrowers.
#YonhapInfomax #SaeHopeHallCreditLoans #FinancialSupervisoryService #CommercialBanks #InclusiveFinance #900BillionWon #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=68284

South Korea's deposit insurance limit increase to 100 million won in September sparks concerns over potential fund movements and impacts on the bond market, with banks and savings institutions preparing for varied outcomes.
#YonhapInfomax #DepositInsuranceLimit #BondMarket #SavingsBanks #CommercialBanks #FundMovement #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=64139

Kakao Bank reduces deposit and savings rates by up to 0.10 percentage points, following similar moves by major commercial banks amid falling market interest rates.
#YonhapInfomax #KakaoBank #InterestRates #DepositRates #CommercialBanks #InternetBanking #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=63201

South Korea's Fair Trade Commission postpones decision on sanctioning four major banks for alleged LTV collusion, extending opinion submission deadline by six weeks
#YonhapInfomax #FairTradeCommission #LTVCollusion #CommercialBanks #SanctionsDecision #OpinionSubmission #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=62849

South Korea's top 4 banks maintain Liquidity Coverage Ratio above 100% while pushing loan-to-deposit ratios near 98%, balancing regulatory compliance with profitability in their value-up strategies
#YonhapInfomax #LiquidityCoverageRatio #LoanToDepositRatio #CommercialBanks #FinancialRegulation #ProfitabilityManagement #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=62392

Shinhan Bank pioneers KOFR-based FRN issuance among commercial banks, aligning with financial authorities' efforts to promote alternative benchmark rates in South Korea's financial markets.
#YonhapInfomax #ShinhanBank #KOFR #FloatingRateNote #BenchmarkRateReform #CommercialBanks #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=62229

South Korea's top 4 banks report a 12 trillion won decrease in foreign currency loan balances as companies rush to repay amid strong dollar and heightened exchange rate volatility in Q1 2025.
#YonhapInfomax #ForeignCurrencyLoans #ExchangeRateVolatility #CommercialBanks #LoanRepayment #DollarStrength #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=61471

South Korean banks face increased interest rate risk as fixed-rate mortgages expand, with Delta EVE rising 8.6% to 5.39 trillion won for major banks amid changing market conditions and regulatory targets.
#YonhapInfomax #InterestRateRisk #FixedRateMortgages #DeltaEVE #CommercialBanks #MortgageLending #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=59852

South Korea's top 4 banks see derivative assets surge to 42 trillion won amid FX volatility, pressuring RWA management and corporate forex losses
#YonhapInfomax #DerivativeAssets #ForeignExchangeVolatility #RiskWeightedAssets #CommercialBanks #CET1Ratio #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=58266

Short-term money market expects same-day reserve surplus, with fiscal expenditure and public capital fund increasing reserves amid steady commercial bank borrowing demand
#YonhapInfomax #ReserveRequirements #MoneyMarket #FiscalExpenditure #CommercialBanks #RepoMarket #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=54361

NH NongHyup Bank receives approval for investment advisory business registration, becoming the second commercial bank to enter real estate and financial investment advisory services.
#YonhapInfomax #NHNongHyupBank #InvestmentAdvisory #RealEstateServices #FinancialServicesCommission #CommercialBanks #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=54011

South Korea's top 5 banks see household loans rise by 3 trillion won in February, with mortgage loans surging 3.3 trillion won as lending restrictions ease
#YonhapInfomax #HouseholdLoans #MortgageLoans #CommercialBanks #TimeDeposits #CorporateLoans #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=52820

Top 5 South Korean banks see widening interest rate spread for 6 months as deposit rates fall faster than loan rates, with NH Nonghyup Bank showing the largest gap
#YonhapInfomax #InterestRateSpread #DepositRates #LoanRates #CommercialBanks #BankingProfits #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=52589

Shinhan Bank leads commercial banks in lowering 1-year fixed deposit rates below 3%, reflecting broader market trends and pressures on banks' net interest margins.
#YonhapInfomax #ShinhanBank #DepositRates #CommercialBanks #InterestRates #NetInterestMargin #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=51688

Foreign currency deposits attract funds as market volatility rises, with fixed-term deposit rates falling 1 percentage point in six months and widening gaps between banks.
#YonhapInfomax #ForeignCurrencyDeposits #InterestRates #MarketVolatility #CommercialBanks #ExchangeRateFluctuations #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=51122

When #scams turn deadly
"In response to the tragedy involv'g the family, #Thailand #ConsumersCouncil proposed 8 solutions to the new govt. Most focus on mak'g #commercialbanks play a more active role & be held responsible for fail'g to bolster #cybersecurity. A Royal Decree on Cyber Crime Prevent'n tt came into effect on Mar 17 permits banks to suspend accounts they suspect r being used by scammers w'out wait'g for police or victims. The qn is, how many banks r doing so?"
https://www.bangkokpost.com/opinion/opinion/2644158/when-scams-turn-deadly

Limiting commercial bank speculation in securities markets may reduce the likelihood that commercial banks face large losses or become insolvent in financial downturns.

https://www.ncbi.nlm.nih.gov/pubmed/31607760

#Economics #Banks #Banking #CommercialBanks #Finances #NICHDImpact