South Korean banks are set to ease household lending standards in Q1 2026 while maintaining robust corporate loan growth, as credit risk and loan demand rise amid improving asset quality, according to a Bank of Korea survey.
#YonhapInfomax #BankOfKorea #HouseholdLoans #CorporateLending #CreditRisk #LoanDemand #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=100474
#CreditRisk
Credit Scoring Algorithm Analysis with Python
From raw applications to a stable, explainable score you can audit.
This post walks through a realistic scoring workflow: clean inputs, build reliable features, train a strong baseline, choose thresholds that match risk, and explain the score so it can be reviewed and monitored.
:medium: https://medium.com/@hasanaligultekin/credit-scoring-algorithm-analysis-with-python-4dbe318d4f37
#Python #MachineLearning #CreditRisk #DataScience #ModelRisk
@pythonclcoding @programming @ai @theartificialintelligence @chartrdaily
Oracle's credit default swaps now trade at 125 basis points - three times Microsoft's level and in junk territory, despite investment-grade ratings. The gap highlights different AI infrastructure financing approaches: Microsoft and Meta use off-balance-sheet vehicles, while Oracle loaded $100B directly onto its books. Barclays projects Oracle exhausts cash by Nov 2026. #AIInfrastructure #CreditRisk #Oracle
https://www.implicator.ai/oracle-bleeds-red-google-crawls-free/
Machine Learning and Deep Learning in Computational Finance: A Systematic... https://youtu.be/kPbvwwnjo2M?si=K4OnMd0lWrdHUXRq via @YouTube #ML #DL #cryptocurrencies #computationalfinance #creditrisk #hybridmodels #assetpricing #economicgrowth #prisma2020
https://www.youtube.com/watch?v=kPbvwwnjo2M&utm_source=flipboard&utm_medium=activitypub
Posted into NOSAAINISTA @nosaainista-OluOyekanmi
Ngân hàng Phát triển Việt Nam (VDB) công bố hàng loạt quyết định về sắp xếp tổ chức bộ máy và nhân sự nhằm hoàn thiện mô hình quản lý rủi ro tín dụng. Động thái này diễn ra sáng 14/11, đánh dấu bước tiến quan trọng trong cải tổ nội bộ, hướng tới vận hành hiệu quả và an toàn hơn. #VDB #NganHangPhatTrien #QuanLyRuiRo #TinDung #TaiChinh #Banking #RiskManagement #VietnamBanking #Finance #CreditRisk
# Chủ tịch Quốc hội: Làm rõ trách nhiệm ngân hàng khi người vay không trả được nợ
Chủ tịch Quốc hội Trần Thanh Mẫn đề nghị quy định rõ trách nhiệm của ngân hàng thương mại trong các trường hợp rủi ro người vay không trả được nợ, bảo vệ quyền lợi người dân và nâng cao trách nhiệm giám sát tín dụng.
#vietnam #banking #credit #quốchội #ngânhàng #tín_dụng #trách_nhiệm
#VietnamNews #Banking #Finance #Parliament #CreditRisk #Policy
https://vietnamnet.vn/lam-ro-trach-nhiem-cua-ngan-hang-neu-co-rui-r
Technical Amendment – Hedging of counterparty credit risk exposures
This document sets out a technical amendment to the Basel Framework. The amendment relates to the circumstance where…
#NewsBeep #News #Headlines #Creditrisk #Latvia #LV #Marketrisk
https://www.newsbeep.com/214082/
US regional bank loan default concerns have resurfaced as a credit risk, but analysts expect limited impact on the dollar-won exchange rate, citing strong bank fundamentals and regulatory reforms.
#YonhapInfomax
#USRegionalBanks #CreditRisk #DollarWonExchangeRate #SVBCrisis #KiwoomSecurities
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86254
European stock markets fell sharply as concerns over US regional banks' credit quality triggered a broad sell-off, with major indices and banking shares posting significant declines.
#YonhapInfomax #EuropeanStocks #USRegionalBanks #CreditRisk #StoxxEurope600 #MarketDecline #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86115
FX swap points in Seoul surged, with the 1-year tenor posting its biggest gain since August, as US Treasury yields plunged on concerns over US regional bank loan quality and rising credit risk.
#YonhapInfomax #FXSwapPoints #USTreasuryYields #FederalReserve #RegionalBanks #CreditRisk #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86107
US regional bank stocks plunged as Western Alliance and Zions Bancorporation disclosed lawsuits over loan fraud, reigniting credit risk fears across the sector.
#YonhapInfomax #RegionalBanks #WesternAlliance #ZionsBancorporation #CreditRisk #SharePriceDrop #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=85997
South Korea's capital bonds are seeing yields fall below those of higher-rated card bonds, driven by surging repo fund demand, as market participants warn of rising credit risks amid economic uncertainty.
#YonhapInfomax #RepoFund #CapitalBond #IBKCapital #CreditRisk #YieldSpread #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=85588
We are proud to share our 3 pipeline articles for the month of September. The articles discuss house price index, credit risk transfers, & our Climate Impact Suite, respectively.
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Currently, I am vibe coding a credit portfolio model (Monte Carlo simulation of asset values, I think it's called Vasicek model). #claude #claude_code is quite helpful, but (as probably all LLMs have that) it is too enthusiastic about what it has achieved. #creditrisk #riskmodels
South Korean commercial banks have sharply reduced SME lending in 2024, with policy banks accounting for nearly all new loans, as the Bank of Korea highlights ongoing risk management and predicts only a modest rebound amid tighter household loan regulations.
#YonhapInfomax #BankOfKorea #SMELending #CommercialBanks #CreditRisk #LoanGrowth #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=80171
NICE Investors Service warns that South Korea’s petrochemical sector will face continued weak profitability and rising financial pressure as competition intensifies and key competitive advantages erode.
#YonhapInfomax #NICEInvestorsService #PetrochemicalIndustry #Profitability #SOil #CreditRisk #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=79645
South Korea’s retail investors face mounting losses as credit risks materialize at high-yield, non-investment grade bond issuers like Yeochun NCC, with sell-offs accelerating amid sectoral downturns and waning retail demand.
#YonhapInfomax #YeochunNCC #RetailInvestors #HighYieldBonds #CreditRisk #CorporateBondSelloff #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=76636
Blockchain Integration with SAP for Transparent and Secure Financial Transactions - https://goo.gl/scholar/YZJEVx #SAP #Ai #CreditRisk
South Korea's top 100 listed firms are seeing rising debt and weak earnings as S&P warns that structural shifts—tariffs, EV transition, supply glut, and AI—are increasing credit risk, with profitability pressures mounting in key sectors and most investment flowing overseas.
#YonhapInfomax #StandardAndPoors #CreditRisk #SouthKorea #CorporateDebt #GDPGrowth #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=69982
‘A’-rated credit card ABS in South Korea are rallying as investors seek higher yields amid fading rate cut hopes, but analysts warn of risks tied to real estate project financing and concentrated corporate exposures.
#YonhapInfomax #ARatedABS #KoreaInvestmentCapital #CreditRisk #ProjectFinancing #KOSPIIndex #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=69023
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