Lmst

South Korea's financial regulators are in talks to introduce fifth-generation indemnity health insurance, aiming to address structural issues and reduce moral hazard, with new products expected by year-end.
#YonhapInfomax #IndemnityHealthInsurance #FinancialSupervisoryService #FifthGeneration #MoralHazard #FinancialServicesCommission #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86571

@JulianOliver Unclear whether these pictures were bait for entrapment of criminals (#moralhazard and #thoughtcrime issues) or simply profit-seeking (#venality and #privacyabuse) but this is foul behaviour

Several KOSDAQ-listed tech firms in South Korea are shifting from their core businesses to leveraged Bitcoin investments via convertible bonds, raising concerns over moral hazard, accounting risks, and potential shareholder dilution as investor losses loom amid volatile crypto markets.
#YonhapInfomax #Bitcoin #ConvertibleBonds #KOSDAQ #ShareholderDilution #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=80344

New, by me: Digital Pollution: The Hidden Cost of Insecurity

What do smoke signals, toxic rivers, and data breaches have in common? More than you think.

The internet has a pollution problem...and it’s not the kind you can just scroll past.

Why are breaches so routine? Why do companies shrug and move on? Spoiler: it’s all about who pays the price.

Let's take a deep breath and dive into the digital smog in which we’re all living. And what it will take to fix it.

#digitalpollution #cybersecurity #infosec #moralhazard #securityeconomics

https://www.securityeconomist.com/digital-pollution-the-hidden-cost-of-insecurity/

More socializing losses and privatizing profits - capitalism is working just fine!

#moralhazard

https://www.theguardian.com/business/2025/jul/25/reeves-retrospective-legislation-potential-supreme-court-ruling-44bn-car-finance-scandal

@alienghic @michelestrider

Resonates: "the red state tribute fund"

It's a 'moral hazard' - some states are poorly run knowing that better run states will bail them out... so there is no incentive to improve. 😐

#ReconnectingConsequencesToCauses
#moralHazard

South Korea's ruling and opposition parties clashed over a government debt relief plan for long-term delinquent borrowers, with the ruling party emphasizing economic recovery and the opposition warning of moral hazard and policy risks.
#YonhapInfomax #DebtRelief #FinancialServicesCommission #MoralHazard #LongTermDelinquency #KAMCOBadBank #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=69980

South Korea's Financial Services Commission Chairman Kim Byung-hwan urged the swift launch of a new debt restructuring program for long-term delinquent borrowers, aiming to write off up to 16.4 trillion won ($11.9 billion) in bad loans, as lawmakers debated funding and concerns over moral hazard.
#YonhapInfomax #FinancialServicesCommission #DebtRestructuring #KAMCO #SupplementaryBudget #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=69931

Democratic Party criticizes Homeplus and MBK Partners for selling commercial paper until just before filing for rehabilitation, calling it fraudulent behavior and demanding legal action
#YonhapInfomax #Homeplus #MBKPartners #CorporateRehabilitation #CommercialPaper #MoralHazard #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=53227

São Domingos mines, Alentejo, Portugal, 2004.
#SilentSunday #Portugal #Photography #MoralHazard

A photograph of the São Domingo’s mine site, established by the Romans, and eventually abandoned by a British-owned mine company. The site is massively polluted by acid mine drainage, with tailings ponds that are so acidic almost nothing can live in them. In the foreground, two thistles can be seen amongst the grasses. An old mine building with crenellations can be seen in the background.

@daedalean @GhostOnTheHalfShell for all intents and purposes there are really only two #stablecoins:

1. USDT (Tether - ~70% of the market)
2. USDC (#Coinbase, technically through a company called Circle - ~25% of the market)

the rest are tiny.

USDC has actually done an audit or two and we know where the money is (it's in a blackrock trust). #Tether has been the subject of a lot of writing and speculation by me and many others for years now.

#KirstenGillibrand works for the Coinbase / #a16z / #Circle axis of crypto evil so this bill is basically creating rules that would push Tether USDT out of the US market.

Coinbase CEO has already made noise about how they will probably have to delist USDT. Circle CFO is on video saying that Tether is a counterfeiting operation.

(fun fact: Circle USDC was the largest depositor at #SiliconValleyBank and if SVB had been allowed to collapse and $3.2bn worth of USDC had died with it the entire crypto industry would have gone kaput.

#moralhazard

“A country that displays an almost ruthless commitment to efficiency and performance in every aspect of its economy–a country that switched to Japanese cars the moment they were more reliable, and to Chinese T-shirts the moment they were five cents cheaper–has loyally stuck with a health-care system that leaves its citizenry pulling out their teeth with pliers.”–Malcolm Gladwell (2005)

#MoralHazard #dental #DentalCare #insurance #USPol

newyorker.com/magazine/2005/08…

@blenderdumbass @danie10
hi @quokka1, yeah they are making it a super-general definition. Basically forums that ALL millennials grew up with can arguably be deemed "social" at will.

TRAVEL ADVISORY: Anyone operating a :butterfedyC: fediverse server best not #travel to australia, you could find urself subjected to a $50 million penalty if a random teen gets negatively impacted while using ur server, and you don't have a biometric scanner to give facial images of everyone using your service to JPMorgan-JamieDimon-BankSwisse-LizWarren-PeterThiel-TheFed.

#travelAdvisory #moralHazard #politicalPersecution #lawfare #inquisition #safety #infosec

@joseph11lim

how about the #moralhazard of a corporation/bank to not make loans that can not be repaid or bigCorps to take excess profits or pay low wages because of monopoly control of a market.

Being spared from their own responsibilities, #bigCorp might continue to take #excessive profits from future folks that are just trying to live.

#democracy is more than voting!

Debt bailout warning
"Paetongtarn #government announced a bold #policy to address #Thailand's mounting #householddebt #crisis.. audacious debt haircut can be risky & costly.. shifts part of financial burden to e #public, raising concerns abt its LT #fiscal implications.. biggest concern is #moralhazard. Being spared fr their own responsibilities, #borrowers might take on additional or #excessive #debt in future, in the hope the govmnt will help clear their debt again" 1/2
https://www.bangkokpost.com/opinion/opinion/2908085/debt-bailout-warning