US employment-based #healthinsurance once-a-year opportunity to switch plans.

2 hours on phone.

Me: "So, I called the insurance company to see if plan 'Sparsam' covers my doctor. They said that name didn't exist."

Benefits: "Oh, that's because it's just our name for the plan."

Me: "It's what?"

Benefits: "They probably use a different name."

Me: "All this is making me long for a socialized medicine system."

Benefits: "Oh, no no no! You would never want that! People die, waiting for care!"

A trip to the dentist made me question my private health insurance
By Virginia Trioli

Do I walk away from private insurance and trust that health challenges will have me seen promptly enough in the public system?

https://www.abc.net.au/news/2025-11-08/private-health-insurance-dentist-/105965284

#HealthInsurance #Health #DentalCare #CommunityandSociety #HealthPolicy #VirginiaTrioli

Day 7 of #healthinsurance #openenrollment.

I contacted the billing department within in the business office at the medical practice I’ve attended for 15 years to understand what a complete year’s worth of medical services could cost if paid directly by a patient. Fascinating details were learned:

• there is no available list of prices for services; no such list exists

• cost estimates for services can be provided if the “billing code” for each service is known

But wait, there’s more… 🧵

Democratic leader Schumer deal to end government shutdown

Top Senate Democrat Chuck Schumer on Friday offered a new plan to Republican lawmakers that would allow the…
#NewsBeep #News #Headlines #BreakingNews:Politics #businessnews #CharlesSchumer #HakeemJeffries #Healthinsurance #PatientProtectionandAffordableCareAct #Politics #Socialissues #UnitedStates #Us #USA
https://www.newsbeep.com/235535/

Instead of promising to work toward ending the shutdown and helping needy Americans, Johnson started whining.
@houlahan.house.gov
#SNAP #ACA #HealthInsurance
#RepublicanShutdown

https://crooksandliars.com/2025/11/enough-enough-rep-houlahan-calls-out-mike?utm_source=social&utm_medium=twitter&utm_content=108926

Also, I get this when I try to view claims on their website. Brilliant! #TechIsShitDispatch #healthInsurance

tfw you can't get the verification code sent by your health insurance company to your email because the IP address it's coming from is listed in Spamhaus AND the email they're sending violates their enforcing DMARC policy. *sigh*
#infosec #DMARC #Spamhaus #SysAdmin #EmailAdmin #healthInsurance

Call it a Jeni's ice cream standard, I've got a nighttime double scoop 🍨 for you: Here are the six companies Medicare picked to run its AI prior authorization pilot

And House Democrats are introducing a bill tomorrow to try to stop the program, called WISeR.

https://www.statnews.com/2025/11/06/medicare-wiser-prior-authorization-pilot-tech-vendors/

#health #healthcare #medicine #medicare #priorauth #healthinsurance #ai #artificialintelligence #WISeR #CMS #CMMI

Day 6 of #healthinsurance #openenrollment.

Today I communicated with my physician to learn what would happen if I

• select a less-expensive insurance plan the practice does not accept
• go without #health insurance altogether

In both cases, I *should* be able to continue to visit the practice but would pay for all appointments, services, and laboratory tests as a “direct pay patient”. To gather more data and evaluate costs and pricing, the business office phone number was provided. 🧵

#chronicillnessmemes #chronicillnesshumor #chronicillness #autoimmune #chronicallyill #healthcarememes #healthinsurance #insurance #insurancememes #americanhealthcare #ushealthcare

#memes #healthinsurance #WeirdAdvertising #rodents #stockimages

Universal healthcare 🙏

Japan’s welfare crackdown targets foreign residents over unpaid pensions, health insurance

As Japan’s social c…
#Japan #JP #JapanNews #Foreignresidents #foreigners #health #healthinsurance #insurance #Japanese #Japanesenews #KenKato #KimiOnoda #LiberalDemocraticParty #medicalbills #news #pensions #SanaeTakaichi #takaichicabinet #Tokyo #visas #yokotsukamoto #Yomiurinewspaper
https://www.alojapan.com/1407629/japans-welfare-crackdown-targets-foreign-residents-over-unpaid-pensions-health-insurance/

https://www.alojapan.com/1407629/japans-welfare-crackdown-targets-foreign-residents-over-unpaid-pensions-health-insurance/ Japan’s welfare crackdown targets foreign residents over unpaid pensions, health insurance #ForeignResidents #foreigners #health #HealthInsurance #insurance #Japan #JapanNews #Japanese #JapaneseNews #KenKato #KimiOnoda #LiberalDemocraticParty #MedicalBills #news #pensions #SanaeTakaichi #TakaichiCabinet #Tokyo #visas #YokoTsukamoto #YomiuriNewspaper As Japan’s social contract comes under strain, Sanae Takaichi is moving swiftly on a campaign

URGENT: Address the ACA Subsidy Crisis & Healthcare Premium Spike

https://kiwiapple879.wordpress.com/2025/11/05/urgent-address-the-aca-subsidy-crisis-healthcare-premium-spike/

I contacted the state to learn if there might be a state law, statute, code, or regulatory body which establishes limits or ceilings for #healthinsurance premium increases year-over-year — limits which cannot be exceeded.

Apparently there is no such regulation. Health insurance companies are free to decide for themselves what premium increases should be each year.

It was suggested I contact the insurance company to find out if I could negotiate a less expensive premium for the same plan. 🧵

I contacted my current #healthinsurance provider to verify that the notice received, which indicates a 36% increase in plan premium cost for CY2026, is correct. According to their sales department, it is, even though:

• the plan has not changed
• the coverage has not changed
• the model has not changed
• services have not changed

Apparently, everyone included in this plan received such an increase — an increase which was set through a filing with the state. 🧵

#openenrollment

#chronicillnessmemes #chronicillnesshumor #chronicillness #autoimmune #chronicallyill #spoonie #spoonielife #spooniememes #insurance #healthinsurance #insurancememes #satire

#americanhealthcare #ushealthcare #americanhealthsystem #americanhealthcare #healthcare #healthcarememes #healthcarehumor #satire #satirical #chronicillnessmemes #chronicillnesshumor #healthinsurance #insurancememes

Day 5 of #healthinsurance #openenrollment.

As a member of SAG-AFTRA, the #union that represents approx. 160,000 media professionals, I was interested to see this news item indicating it has filed a formal complaint against an insurer which applied a 40.5% increase to its premium. While this action doesn’t impact me, I’m glad the union is engaged in protecting #news anchors and #reporters • https://www.sagaftra.org/sag-aftra-condemns-405-health-premium-hike-harvard-pilgrim-7news-employees

🧵

💡 Looking for smarter family health coverage?

A Multi-Individual Health Insurance Policy offers separate coverage limits for every member — so one person’s claim doesn’t affect another’s protection.

Here’s why it’s a game-changer:

✅ Independent coverage for each person
✅ Customisable benefits
✅ Ideal for families & employee groups

https://www.tycoonstory.com/multi-individual-health-insurance-policy/

#healthinsurance #finance #healthcare #wellness #insurancetips #financialplanning