Agricultural credit is India’s rural lifeline.
But RBI data shows deep fault lines — rising short-term debt, regional inequality, and reliance on informal lending.
UPSC takeaway: Reforms in rural banking, KCC, and financial inclusion are key to sustainable growth.
#EnliteIAS #UPSC2025 #AgriculturalCredit #RuralEconomy #GS3 #IndianEconomy #FinancialInclusion #UPSCPrep




