@magpie @lizcovart growing up in the DC area though, could never understand how folks moved there from Wisconsin, Illinois, etc and forgot how to drive!

@lizcovart This has been true for decades :-) My mom, Boston born & bred, complained mightly about Southern drivers in the winter (we lived in Maryland near DC)

@lizcovart and not much snow to shovel! Enjoy!!!

Fintech Playlist 💿 Week 92

https://www.linkedin.com/pulse/fintech-playlist-week-92-barb-maclean

#FintechPlaylist #Fintech

@dennisfischman I truly hope they are not waiting for him to seek forgiveness. I doubt that he is at all sorry - unless he's sorry he didn't murder more Jews.

Why do so many banks fail at innovation? They try to do too much at once. Small innovations can lead to big rewards --> https://open.substack.com/pub/pivotassets/p/stop-failing-at-transformation-and?r=113t0&utm_campaign=post&utm_medium=web

@jsjoshua I believe you. Your practice sounds so interesting. And I say that as a law school dropout 🙂

@jsjoshua interesting point I had not thought of! thanks for reading! I think there are so many challenges of post office banking before we even get to that one!

Financial inclusion, access to credit and US Post Office branches: an analysis in 3 parts: https://open.substack.com/pub/pivotassets/p/financial-inclusion-and-credit-access?r=7jsth&utm_campaign=post&utm_medium=web

One of the reasons I write my newsletter is that I can think about #fintech, #banking issues from new & different perspectives. This week I wrote about Norway's successful migration to EVs and what #bankers & #CIOs can learn from this country's transformation. cc @AlexJimenez @barbmaclean
@paymentologist @jimperry
https://pivotassets.substack.com/p/five-things-your-bank-can-learn-from

@dennisfischman did you expect anything less?

@AlexJimenez Canadian VC funding of fintechs fell by 70%! wow!

I have not owned a car in over a decade. I sometimes think about the convenience of owning one, but the environmental impact and expense always turns me off. And this news certainly won't help. In December, the average cost of a car sold in the US was $49,507. ALMOST $50,000?!? Did I somehow miss that cars can fly now or something?
🚘 💰 💸 🤑 😡

https://money.com/average-new-car-price-record-high/

@dennisfischman do young people even answer their phones? I was doing some phone banking last weekend and the only folks who picked up and spoke to me were 70+ yrs old. I don't even answer my cell if I don't know the number.

How are chip bags like bank products & services? Corps are re-inventing bags so they use recyclable materials, not plastic. hard but not impossible. https://www.linkedin.com/posts/stessacohen_how-pepsico-is-trying-to-get-doritos-and-activity-7056620153316208640-qa2o?utm_source=share&utm_medium=member_desktop

@dennisfischman where are they publicizing these protests? I don't see any mention in my social feeds about protests in Philly. Are there protests in Bawston?

I enjoy data that busts common myths about a traditional demographic segment. Gen Z bought more homes than Millenials. And social media - not #banks or #PFM or #challengerbanks or #fintech - may be helping them do that.

"The increased focus on social media by each successive generation may have been another factor for Gabriel.

"I watched a lot of YouTube videos by other people my age about how they were able to buy their homes at 21 and 22," she said. "It really pushed me."

https://www.businessinsider.com/gen-z-higher-homeownership-rates-than-millennials-at-age-25-2023-4

@psb_dc @dennisfischman @barbmaclean I just learned that seafood cheesesteaks are a thing. Here in Philly anyway lol.

@AlexJimenez It is often the case & challenge is whether the startup team recognizes it in time (and that time is different for every fintech)

@dennisfischman that's your nephew's new gig 😃