There's also #digitalpayments initiatives, like #EuroPA (https://en.wikipedia.org/wiki/European_Payments_Alliance, #Bizum, #Bancomat, #MBWay, #IRIS, #Vipps, #Blik) and #EPI (https://en.wikipedia.org/wiki/European_Payments_Initiative, #Wero) that aim to replace instant transfers dominated by #PayPal. https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments

