I used my CareCredit credit card to pay for a $530 surgery for my cat because they advertise a 0% promotional interest rate for at least six months, depending on the total charge.

$530 should have been 0% for a year. I misunderstood and I thought it was applicable to all veterinary charges and medical providers if they participate in care credit, but the provider has to specifically opt in for this promotion and the place that did my cat’s procedure did not.

I was shocked and alarmed when I got my statement yesterday and saw that interest would accrue 32.99%. I understand it was my mistake, but I thought it might be their error so I chatted with them about it. After being told what I wrote above, I simply asked them if there was anything they could do about it because this is a ridiculously predatory interest rate.

That’s all it took for them to honor the 0% for 12 months I thought I would get.

Don’t let these scumbag banks charge you predatory interest rates without a fight. Yes it was my error, but asking and reminding them that they are being predatory saved me a boatload of money. It was worth the five minutes of texting chat. They’ll even backdate it to get rid of the $13 in interest I got charged before I got my first statement.

#predatorycapitalism #CareCredit

This is predatory. The subject of this email was “Margaret, paying for groceries is just one way to use your card.”

They can get bent. I would consider stealing groceries before paying with a 32.99% revolving credit card. 🤡🖕🏻(not really because I don’t steal but come on)

#CareCredit #parasites

Understanding how to manage veterinary expenses is crucial for every pet owner. Explore the financing options available to ensure your pets get the care they need. #CanVetBillsBeFinanced

#affordablevetcare #CanVetBillsBeFinanced #CareCredit #emergencyvetfinancing #financingoptionsforpets #financingvetbillswithbadcredit #nocreditcheckvetfinancing #petcareaffordability #pethealthcarecosts #petinsurance #petloans

https://www.barkydogtoys.com/can-vet-bills-be-financed-yes-heres-how/

bloody hell that's a fricking lot of interest. Been paying off our #carecredit bill for Bandit's vet's visit last year. Been paying 100 to 300 over minimum every month and already kinda peeved about the "security fee" every month and knew that interest charges were going to kick in as hadn't paid it off fully within 6 months but the (cumulative? I hope) interest charged this month was as near as damn it $600 and pretty much wiped out about 5/8ths i manged to get off the principal