As the year draws to a close, Oberhauser Global is diligently developing an application that seamlessly integrates Actual Budgets (not affiliated) with proprietary financial spreadsheets to generate a comprehensive year-end financial report.

Are you searching for a cheap or even free budgeting software? Get ahead in 2025 with Actual Budget (https://actualbudget.com/). Not affiliated in any way. Just a happy user.

No matter what you use for budgeting get started today.

The Oberhauser Foundation investment and grant updates for 2023 have been published.

Grants 2023: https://blog.oberhauser.foundation/articles/grants-2023/

Investment Update for 2023: https://blog.oberhauser.foundation/articles/investment-update-2023/

📈 Market volatility is like a rollercoaster ride 🎢 – it can be thrilling and nerve-wracking. 📉 But remember, long-term success is about staying focused on your financial goals, not reacting to every twist and turn. 🚀 Stay steady, stay invested! 💪💼 #MarketVolatility #InvestingWisdom

As we approach the end of the quarter, it's time to dust off those spreadsheets and start crunching those numbers.

There's always a sense of relief when the end of the quarter finally arrives, and we can all take a deep breath and relax for a moment... until the next quarter starts and we do it all over again.

So let's raise a glass (or a calculator) to the end of the quarter and the start of a new one.

Stay the course, regardless what the markets are doing! 🍻💰

Let's be real, investing should be boring. If you need some excitement, go bungee jumping or eat a ghost pepper. Just stick to your index funds and enjoy the slow and steady gains.

#boringinvesting #safemoney #noheartattacks

Compound gains are the key to long-term success in index investing!

By staying the course and letting your gains compound over time, you can see exponential growth in your portfolio.

Check out this graphic to see how compounding works its magic! 📈💰

#CompoundGains #IndexInvesting #LongTermInvesting

Image Source: Fidelity Investments

Attention all! The quarter end is fast approaching, and that means it's time to buckle down and prepare those financial statements.

Don't wait until the last minute, start now to ensure accuracy and avoid any unnecessary stress.

This is also important for non-businesses. Go over your personal budget, make sure your accounts look right by reconciling them. Evaluate the last quarter and plan for the next.

#quarterend #financialstatements

An Investment Policy Statement (IPS) is like a roadmap for your investments, helping you stay on track and make informed decisions.

It outlines your goals, risk tolerance, and investment strategy, ensuring that you stay focused and disciplined in the face of market volatility. Don't underestimate the power of a well-crafted IPS.

#InvestmentPolicyStatement #FinancialPlanning #InvestmentStrategy

What is a Boglehead?

A Boglehead is a follower of the investment philosophy of John C. Bogle, who championed low-cost, passive investing in index funds. They believe in a simple, long-term approach to investing that is accessible and achievable for everyone.

For more information and discussions checkout http://boglehead.org

#Bogleheads #Investing

Listening to stock market news can be a recipe for anxiety, confusion, and costly mistakes.📉📊

Instead, focus on building a well-diversified portfolio of low-cost index funds, and stick to a disciplined long-term strategy.

Tune out the noise, stay the course, and let your investments do the work.

#IgnoreTheNews #IndexFundInvesting #LongTermStrategy #FinancialPeace

"The Simple Path to Wealth" by J.L. Collins is a must-read. https://openlibrary.org/works/OL19747351W/The_simple_path_to_wealth?edition=key%3A/books/OL26960407M

This book is full of timeless advice on how to build long-term wealth through smart investment choices.

It's written in a clear and easy-to-understand style, making it accessible to anyone regardless of their level of financial expertise. So if you're ready to take control of your finances and start investing for your future.

#PersonalFinance #Investing #ReadingRecommendation

Politics aside, social security in the U.S. and pension funds throughout Europe don’t look too good.

If you are reading this you are ahead of at least 90% of your peers. Time to take your financial future in your own hands, regardless your current age.

Republicans Are Working on Making 70 the New Social Security Retirement Age https://flip.it/0pY.Nh

Given all the negative press around LastPass it may be time self-host your password manager or at least to switch to a better alternative, like Bitwarden.

https://blog.networld.to/self-hosting-vaultwarden-aka-bitwarden/

#networldblog #LastPass #Bitwarden #Vaultwarden #SelfHosting

It is the end of the month don’t forget to…

👉 Reconcile your budget to make sure it reflects the month end reality
👉 Reconcile all your month end financial reports to make sure they reflect reality
✅ Evaluate where you stand financially and where you are going
❌ Don’t touch your long and medium term investments. Trust your risk adjusted asset allocation as outlined in your Investment Policy Statement

… or do whatever else people are doing on the end of the month.

Focus on low-cost index funds that track broad market indexes.📈📊

By diversifying across asset classes and minimizing fees, you can build a portfolio that's well-positioned for long-term growth.

#BogleheadInvesting #IndexFunds #Diversification #LowCostInvesting

Index funds may not be as exciting as picking individual stocks, but they can be more effective at delivering consistent returns over the long term.💰📈

By investing in a diversified mix of index funds, you can reduce your risk and increase your chances of success.

#IndexFundStrategy #BogleheadInvesting #Diversification #LongTermInvesting

The best time to start planning for retirement was yesterday, but the second-best time is today.💡📈

Whether you're 25 or 55, it's never too late to start saving and investing for your future.

Make a plan, stick to it, and enjoy the journey.

#RetirementPlanning #FinancialWellness #InvestingGoals #SavingsTips

Retirement is not an age, it's a financial number.💰

Achieving financial independence means having enough savings and investments to cover your expenses for the rest of your life.

Start early, save aggressively, and invest wisely to reach your financial goals.

#RetirementPlanning #FinancialIndependence #SavingsGoals #InvestingTips

The FIRE movement isn't just about retiring early - it's about living intentionally and designing a life that aligns with your values.🌞💰

Whether you want to travel the world, start a business, or volunteer for a cause you believe in, financial independence can give you the means to do so.

#FIREPhilosophy #IntentionalLiving #FinancialWellness #RetirementStrategies