South Korea’s credit card companies are expected to maintain Q4 earnings at last year’s levels, but high funding costs and asset quality concerns will likely limit any major rebound in 2025.
#YonhapInfomax #SamsungCard #NetProfit #FundingCosts #AssetQuality #DelinquencyRates #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=97411

Moody's has reaffirmed its negative outlook for South Korean banks in 2025, citing persistent external uncertainties, US tariff risks, and concerns over asset quality and capital adequacy, despite expectations for economic recovery and lower interest rates.
#YonhapInfomax #Moodys #SouthKoreanBanks #NegativeOutlook #USTariffs #AssetQuality #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=92261

Moody's Investors Service downplayed the risk of a systemic financial crisis from U.S. regional banks' bad loans, citing minimal asset quality deterioration and stable default rates, with expectations for further improvement amid solid GDP growth and anticipated rate cuts.
#YonhapInfomax #Moodys #RegionalBanks #AssetQuality #DefaultRate #GDPGrowth #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86125

South Korean banks face rising new non-performing loans and persistent asset quality risks, with experts warning that ongoing economic headwinds and higher funding costs will pressure profitability and require stricter risk management in the second half of 2025.
#YonhapInfomax #KoreaInstituteOfFinance #NonPerformingLoans #NetInterestMargin #AssetQuality #BankEarnings #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=82715

South Korea’s major banks are ramping up efforts to improve asset quality ratios as household and small business loan delinquencies hit their highest levels in nearly a decade, raising concerns over broader financial sector risks.
#YonhapInfomax #DelinquencyRate #KBKookminBank #AssetQuality #SmallBusinessLoans #FinancialSectorRisks #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=67781

IBK Bank rapidly expanded SME lending by over 10.3 trillion won through May, reaching 80% of its annual target, outpacing peers amid tighter industry credit conditions.
#YonhapInfomax #IBKBank #SMELending #AssetQuality #CorporateLoans #SouthKoreaBanks #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=66959

South Korean credit card companies tighten card loan limits and enhance risk management as delinquency rates hit 10-year highs amid economic challenges
#YonhapInfomax #CreditCardCompanies #CardLoans #DelinquencyRates #RiskManagement #AssetQuality #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=64486

Regional financial holding companies face challenges as local banks' asset quality deteriorates due to rising delinquencies and NPLs, reflecting worsening regional economic conditions.
#YonhapInfomax #RegionalFinancialHoldingCompanies #AssetQuality #DoubleLeverageRatio #NonPerformingLoans #RegionalEconomicConditions #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=63711

NH NongHyup Financial Group reports Q1 net profit of 714 billion won, up 10.7% year-on-year, driven by non-interest income growth despite decreased interest income and securities profits
#YonhapInfomax #NHNongHyupFinancial #Q1NetProfit #NonInterestIncome #BancassuranceGrowth #AssetQuality #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=61204

South Korean banks face asset quality concerns as non-performing loans surge to 12.6 trillion won in Q1, with rising delinquency rates across household and corporate sectors amid economic uncertainties.
#YonhapInfomax #NonPerformingLoans #DelinquencyRates #BankingRisks #EconomicSlowdown #AssetQuality #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=60607

BNK Financial Group reports 33.2% drop in Q1 net profit, pledges to improve fundamentals and restore market trust amid asset quality concerns and increased loan loss provisions
#YonhapInfomax #BNKFinancial #AssetQuality #Q1Earnings #LoanLossProvisions #MarketTrust #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=60468

NICE Investors Service downgrades credit ratings for multiple savings banks, including Korea, Yegaram, and Daol, citing concerns over project financing and personal credit exposures amid challenging market conditions.
#YonhapInfomax #NICEInvestorsService #CreditRatingDowngrade #SavingsBanks #ProjectFinancing #AssetQuality #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=60471

BNK Financial Group reports 33.2% YoY drop in Q1 net profit to 166.6 billion won, impacted by decreased interest income and increased loan loss provisions, falling short of market expectations.
#YonhapInfomax #BNKFinancial #Q1Earnings #NetProfit #InterestIncome #AssetQuality #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=60448

Shinhan Financial Group aims for 42% shareholder return rate in 2024, accelerating share buybacks amid low valuation, while maintaining cautious stance on asset quality and NIM outlook.
#YonhapInfomax #ShinhanFinancial #ShareholderReturn #ShareBuyback #AssetQuality #NetInterestMargin #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=60446

Samsung Card reports Q1 net profit of 184.4 billion won, up 3.7% year-on-year, meeting market expectations amid growth in credit sales and improved cost efficiency.
#YonhapInfomax #SamsungCard #Q1NetProfit #CreditSales #AssetQuality #CardIndustry #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=60383

Samsung Card reports Q1 net profit rise of 3.7% to 184.4 billion won, driven by growth across all business sectors and improved cost efficiency
#YonhapInfomax #SamsungCard #Q1NetProfit #OperatingRevenue #AssetQuality #TransactionVolume #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=60365

Major South Korean financial holding companies report 24 trillion won net profit for 2024, with NPL ratio rising to 0.90% amid economic uncertainties and high interest rates
#YonhapInfomax #FinancialHoldingCompanies #NetProfit #NPLRatio #AssetQuality #CreditRisk #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=58835

Lotte Card faces potential asset quality crisis due to Homeplus rehabilitation, with expected large provisions and rising delinquency rates impacting first-half performance
#YonhapInfomax #LotteCard #Homeplus #AssetQuality #Provisions #DelinquencyRate #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=58699

South Korean savings banks face credit rating downgrades as profitability and asset quality deteriorate due to prolonged high interest rates and non-performing real estate project financing loans, pushing some institutions closer to junk status.
#YonhapInfomax #SavingsBanks #CreditRatingDowngrades #RealEstatePF #AssetQuality #RetirementPensions #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=58675

South Korean savings banks report 397.4 billion won net loss in 2023, showing improvement despite ongoing challenges in asset quality and economic uncertainties
#YonhapInfomax #SavingsBanks #NetLoss #AssetQuality #DelinquencyRate #LoanLossProvisions #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=55041