#Budgeting

Studiogicstudiogic
2026-02-09

switching budget tabs constantly was making me crazy. income in one, spending in another, investments elsewhere. impossible to get a real handle on things. so i finally just made one master sheet. everything goes in it. now it all auto-calculates and gives me one single view. actual peace of mind. no more tab chaos.

NorthwestProgressiveInstitutenwprogressive@mas.to
2026-02-08

In hearing on proposed high earners tax, Republicans serve up a litany of bad arguments to justify their coddle the rich dogma

Failed initiative promoter Tim Eyman, mega-millionaire Brian Heywood, and other right wing ideologues were among those who demonstrated they're still wildly out of touch with public opinion.

nwprogressive.org/weblog/2026/

#Budgeting #FiscalResponsibility #StrongCommonwealth

Studiogicstudiogic
2026-02-07

my old budget sheets were a nightmare. constant clicking between tabs just to see everything. so i just shoved it all into one big tab. now every number updates itself in one go. no more tab-hopping. it's oddly satisfying.

Studiogicstudiogic
2026-02-06

Hello Fediverse! 👋

We are Studiogic. We design pragmatic, high-quality templates for Excel and Google Sheets.

Whether you need to track a monthly budget, pay off debt, or organize your nursing shifts, we build spreadsheets that actually work without the fluff.

Check us out at studiogic.com. Feedback and feature requests are always welcome!

Martin Kostadinov RESMartinKostadinovRealEstate
2026-02-04

WALLET WEDNESDAY 💚💰
Try the “$100 Test” before you buy: utilities, snow/driveway upkeep, roof+HVAC reserve, fees, insulation/windows can quietly add $50–$300/month.

Reply “BUDGET” if you want my one-page checklist.

Ken Maynard CDFA Acc.FMkmaynard@me.dm
2026-02-03

So your ex got the house and you got the debt? Splendid! Time to embrace your new financial reality where one income now magically supports two households. The #budgeting adventure begins!

Who needs credit scores anyway? Just kidding—you absolutely do. Before your finances completely implode, check out my practical guide to post-#divorce money management.

Don't wait—to.dtsw.ca/FinancialFreedomPos

2026-02-01

78% lãnh đạo CNTT bất ngờ với hóa đơn SaaS do chi phí tiêu dùng & AI tăng vọt. 61% phải cắt giảm dự án khác. ChatGPT là ứng dụng được thanh toán nhiều nhất toàn cầu – nhân viên mua trực tiếp bằng thẻ công ty, bỏ qua quy trình mua sắm. Mô hình "chi phí SaaS dự đoán được" đang sụp đổ. #SaaS #AI #DigitalTransformation #Chuyendoidigital #CNTT #AI #Cloud #Budgeting #AITrang #SaasVietnam

reddit.com/r/SaaS/comments/1qs

2026-02-01

Ready to stop your event budget from being a catastrophic shitshow? 💸💥 Grab our FREE template & master the art of financial clarity! What’s your biggest budgeting nightmare? 🤯 👉 blog.walls.io/events/event-bud #EventPlanning #Budgeting #Success

2026-01-30

Hành trình 10 tháng xây dựng Numora - ứng dụng quản lý chi tiêu solo.

Những bài học đắt giá:
- Đồng bộ hóa đa thiết bị & chia sẻ ngân sách gia đình theo thời gian thực khó hơn dự tính.
- Tích hợp AI gợi ý mục tiêu tài chính thích nghi theo từng quốc gia.
- Đánh giá thấp thời gian xét duyệt của App Store và bẫy "thêm tính năng".

Hiện ứng dụng đã có mặt trên iOS/Android với 313k dòng code, sẵn sàng đón nhận phản hồi từ người dùng.

#SideProject #BuildInPublic #Budgeting #Fintech #QuảnLýTàiChính

Mind Ludemindlude
2026-01-30

Mint shuffled off its digital coil, but your financial health doesn't have to follow! Engadget's rounded up the best budgeting apps for 2026, ready to save you from spreadsheet hell. From AI trackers to smart savers, find your next financial co-pilot.

Which app has earned a spot in your digital wallet?

engadget.com/apps/best-budgeti

2026-01-30

Mình đã chán nản vì những khoản mua sắm bốc đồng "1-click" làm hỏng ngân sách, nên đã tự tạo ra một công cụ gọi là Smart Buy Decide. Ứng dụng này giúp bạn tạm dừng và suy nghĩ kỹ trước khi mua, bằng cách đặt câu hỏi như: "Đây là muốn hay cần?" và "3 ngày nữa mình còn muốn không?". Có sẵn trên iOS. #SideProject #Budgeting #MindfulSpending #TựKiểmSoátChiTiêu #QuảnLýTàiChính #StartupViệt

reddit.com/r/SideProject/comme

mokihasmokihas
2026-01-29

Tired of guessing where your money disappears? One clean tracker shows income, expenses & real balance — no apps, no hassle. Simple, beginner-friendly (Excel/Google Sheets). Grab it here: mokihas.gumroad.com/l/smiet

moneystartsmart.wordpress.com/

2026-01-26

Bạn mệt mỏi với app ngân sách có quảng cáo và thuê bao? Finote ra mắt: trình theo dõi chi tiêu sạch sẽ, không quảng cáo, giao diện tối giản, bảo mật dữ liệu cá nhân và chỉ trả $2.99 một lần. Đang tuyển người dùng sớm để thử và góp ý. #Finote #Budgeting #Quản_lý_tài_chính #NoAds #OneTimePurchase

reddit.com/r/SideProject/comme

Dan 🦺 Deboerdandb@mas.to
2026-01-26

Just got Actual set up to manage budgeting. Quick a nice webapp, very easy to use. A couple quirks with importation that I've found, but no dealbreakers thus far. #SelfHosted #Actual #Budgeting

2026-01-25

To be clear, #ActualBudget was REALLY getting good when I left - felt like jumping ship right as it hit its stride

They've added custom reports with Excel-style formulas, a burndown chart, and the UI keeps improving. Genuinely great #opensource budgeting software

But as a #SoftwareEngineer, the scriptability of #beancount is a huge win. I can pipe data through #fzf for fuzzy account selection, write #Python scripts that understand my finances, and build weird custom tools that would be impossible in a GUI app

Sometimes you just need to "grep" your money

#plainTextAccounting #CLI #devTools #personalFinance #fava #budgeting

Destiny S. Harrisblacklistedlibrary
2026-01-25

THE 50/30/20

50% NEEDS
Rent, utilities, groceries, insurance, minimum debt payments

30% WANTS
Dining out, entertainment, subscriptions, shopping

20% SAVINGS
Emergency fund, investments, extra debt payments

Simple framework. Adjust percentages as income grows.

2026-01-24
The latte factor is REAL, but remember there are many other BIGGER things to cut like you’re overall LIFESTYLE, that will move the needle in your finances FASTER.

#money #finance #budgeting
Destiny S. Harrisblacklistedlibrary
2026-01-24

The average American spends $273/month on subscriptions.

Streaming:→ Netflix, Hulu, Disney+, HBO, Spotify
Come on. Do you really need all of them?

Fitness: Gym, apps, online programs
Are you actually using them? 🤔

Destiny S. Harrisblacklistedlibrary
2026-01-23

The 50/30/20 budget breakdown:

50% → Needs
→ Rent, utilities, groceries, insurance, minimum debt payments

30% → Wants
→ Dining out, entertainment, subscriptions, shopping

20% → Savings/Investing
→ Emergency fund, retirement, brokerage

2026-01-22

Trong thiết kế Finly, thay vì bắt đầu với danh mục và biểu đồ, màn hình chính hiển thị tiền đã được cam kết; chi phí định kỳ được xem là dữ liệu quan trọng; giới hạn cảnh báo sớm; an toàn tháng rõ ràng; budgeting thủ công tùy chọn; giảm độ nhiễu dữ liệu. Mục tiêu: giảm lo âu tài chính, không tối ưu từng đồng. #Fintech #ProductDesign #UI #Finance #Budgeting #Design #Vietnam

reddit.com/r/SaaS/comments/1qk

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