thanks so much y'all! just received $20!

no specific goal in mind but $1k would be phenomenal and give some real breathing room... the overlimits alone are $530, and fortunately don't have any penalties beyond the exorbitant interest rates. but they do affect my credit, which made it harder for us to get an apartment.

#creditcards #creditcarddebt #consumerdebt #highinterestdebt #capitalism #predatorydebt #debtfree #debt #highinterest #highapr #payingoffdebt #newparent #postpartum #queerparent

> The prospect of automated AI systems making phone calls to distressed people adds another dystopian element to an industry that has long targeted poor and marginalized people. Debt collection and enforcement is far more likely to occur in Black communities than white ones, and research has shown that predatory debt and interest rates exacerbate poverty by keeping people trapped in a never-ending cycle.
#PredatoryDebt #DebtEnforcement #PovertyTrap
@bsmall2@misskey.cloud