88-year-old veteran's touching story of why he works full time goes viral, raising over $1 million

https://fed.brid.gy/r/https://www.upworthy.com/ed-bambas-gofundme

South Korea’s life insurers are intensifying competition for exclusive product sales rights as the maximum protection period is extended, with Hanwha Life Insurance leading the sector by securing six exclusive rights this year, far outpacing its rivals.
#YonhapInfomax #HanwhaLifeInsurance #ExclusiveUsageRights #LifeInsurance #ProductCompetition #KoreaLifeInsuranceAssociation #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=92967

ఇన్సూరెన్స్ క్లెయిమ్స్‌లో నంబర్ 1 సహాయం కోసం చూస్తున్నారా? క్లెయిమ్సిఫై 20+ సంవత్సరాల అనుభవం, 15000+ విజయవంతమైన కేసులతో మీ సేవలో ఉంది. లైఫ్, హెల్త్, జనరల్ ఇన్సూరెన్స్ సమస్యలకు దేశవ్యాప్తంగా నిపుణులైన మా బృందం అందుబాటులో ఉంది. మీ నమ్మకానికి చిరునామా క్లెయిమ్సిఫై! మరింత సమాచారం కోసం: www.claimsify.in #Claimsify #InsuranceClaims #IndiaInsurance #LifeInsurance #HealthInsurance #GeneralInsurance #ExpertAssistance #CustomerSatisfaction #PanIndia

Three of Japan's four major life insurance companies enjoyed insurance premium income growth in April-September, their earnings reports have shown. https://www.japantimes.co.jp/business/2025/11/21/companies/life-insurers-revenue-growth/?utm_medium=Social&utm_source=mastodon #business #companies #lifeinsurance #sumitomolife #daiichilife #nipponlife #meijiyasuda

South Korea’s life insurers will be the only financial sector to receive a 90% deposit insurance premium reduction in 2025, as their fund accumulation exceeds the target threshold, prompting calls to review the sector’s relatively low target fund ratio amid broader reforms.
#YonhapInfomax
#LifeInsurance #DepositInsurancePremium #KoreaDepositInsuranceCorporation #TargetFundRatio #PremiumReduction
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=91857

"Private equity firms and other alternative asset managers — including Ares Management Corp., Blackstone Inc., Brookfield Corp. and KKR & Co. — are reshaping the once-staid world of life insurance. Over the past decade, they’ve bought, built or partnered with insurers that sell policies and annuities, collectively commanding hundreds of billions of dollars.

In a previous era, life insurers parked their money in the safest corners of the market — mostly high-grade bonds and big-name stocks. But as Wall Street firms expanded into the business, they adopted bolder strategies to boost profits.

Many are shifting liabilities to offshore affiliates subject to less detailed disclosure requirements than in the US. Insurers and those overseas entities are also pursuing higher returns with more sophisticated and potentially less-liquid investments — such as exotic asset-backed securities and other bets tied to private credit or private equity.

Athene has become a trendsetter in other ways. It invests in deals and products from Apollo’s asset management division. It also taps cheap financing from a government-backed system designed to support home loans, which can be reinvested to amplify returns.

Its profits have set off a stampede of imitators, prompting experts — such as researchers at the Bank for International Settlements — to suggest they may be adding risks to the system.""

https://www.bloomberg.com/graphics/2025-america-insurance-part-1/

#USA #PrivateEquity #CasinoCapitalism #WallStreet #Financialization #Athene #LifeInsurance #Retirement

The Korea Institute of Finance forecasts that South Korea's insurance sector will face slower growth and profitability in 2025 due to demographic shifts, economic changes, and tighter capital regulations, with insurers urged to prepare for new solvency rules and evolving market dynamics.
#YonhapInfomax #InsuranceIndustry #KICS #CapitalRegulation #LifeInsurance #NonLifeInsurance #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=90260

Rising yields in Japan are prompting some of its biggest life insurers to boost domestic bond holdings and pare overseas debt, with foreign returns no longer stacking up as they once did. https://www.japantimes.co.jp/business/2025/10/29/companies/insurers-foreign-debt-cut/?utm_medium=Social&utm_source=mastodon #business #companies #lifeinsurance #insurance #sumitomolife #daiichilife #meijiyasuda #jgb

it is incredibly hard to block call centres calling for someone else on my number whom I don't know because ACMA wants the business name of the caller and the product they are selling and the business selling the product - I keep telling the call centre wrong number and they keep ringing me over and over again and not deleting my number from that other person's name - very frustrating and annoying - the call centre keeps changing its number every call so I can't block them - there's got to be a better way to get customers than harassing half the population via call centres - it's always Indian call center operators - it's usually about cheaper power bills, ISPs, life insurance #callcentres #marketing #australia #wrongnumber #indian #spammers #coldcalling #ACMA #powerbills #isp #lifeinsurance

The EPFO EDLI Scheme provides up to Rs 7 lakh life insurance cover for private sector employees. https://english.mathrubhumi.com/news/india/edli-scheme-epfo-insurance-explainer-how-to-claim-and-documents-needed-neg8tnp4?utm_source=dlvr.it&utm_medium=mastodon #EPFO #EDLI #lifeinsurance #employees

आपका परिवार आपकी सबसे बड़ी जिम्मेदारी है ❤️
अगर कल को कोई अनहोनी हो जाए, तो क्या आपने उनके लिए आर्थिक सुरक्षा का इंतज़ाम किया है?
जानिए —
👉 इंश्योरेंस के प्रकार
👉 कौन-सा बीमा आपके लिए जरूरी है
👉 और कैसे ये आपके भविष्य को सुरक्षित बना सकता है!

💡 पूरी जानकारी पढ़ें:
🔗 Visit: sagrixfinance.com
📧 sagrixfinance@gmail.com

"इंश्योरेंस के प्रकार और फायदे – Sagrix Finance"
🔗 https://www.sagrixfinance.com/2025/10/types-of-insurance-and-benefits.html

👉 आज ही सही इंश्योरेंस प्लान चुनें और अपने परिवार की सुरक्षा सुनिश्चित करें।

Hashtags:
#Insurance #FinancialSecurity #LifeInsurance #HealthInsurance #SagrixFinance #FinanceTips #SmartFinance #PersonalFinance

https://www.facebook.com/share/r/1DfC8iohs1/?mibextid=wwXIfr

Paul LeBron Putnam II.
Senior Marketing Director with the Ascending Financial Group.
Paullebron.ascending@gmail.com.
423-505-4081
#lifeinsurance #annuity #annuities #retirement #america #SouthernFried #Ascendinggroup

This is how they get you
#lifeinsurance

South Korea's top five life insurers will allow policyholders to convert 23 trillion won in death benefits into annuities, boosting retirement income options from June 30.
#YonhapInfomax #DeathBenefit #LifeInsurance #AnnuityConversion #FinancialServicesCommission #RetirementIncome #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86718

South Korea will allow simple insurance agencies to sell life and third-party insurance, while nursing hospitals can offer fall injury coverage, following regulatory changes aimed at improving consumer convenience and streamlining complaint handling.
#YonhapInfomax
#FinancialServicesCommission #SimpleInsuranceAgency #LifeInsurance #FallInjuryInsurance #SolvencyRatio
#Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=86547

Sumitomo Life Insurance will consider using digital technologies including generative artificial intelligence to support its sales agents, the company's president says. https://www.japantimes.co.jp/business/2025/10/19/companies/sumitomo-life-ai-interview/?utm_medium=Social&utm_source=mastodon #business #companies #sumitomolife #lifeinsurance #ai #us

Sumitomo Life Insurance is taking an unusual step to avoid writing down losses on its debt assets, promising to never sell them while they are in the red. https://www.japantimes.co.jp/business/2025/10/03/sumitomo-life-jgb-losses/?utm_medium=Social&utm_source=mastodon #business #insurance #lifeinsurance #sumitomolifeinsurance #bonds #jgb

Sumitomo Life Insurance is taking an unusual step to avoid writing down losses on its debt assets, promising to never sell them while they are in the red. https://www.japantimes.co.jp/business/2025/10/03/companies/sumitomo-life-jgb-losses/?utm_medium=Social&utm_source=mastodon #business #companies #sumitomolife #jgb #lifeinsurance

Fubon Life Việt Nam vừa chi trả gần 1 tỷ đồng quyền lợi bảo hiểm nhân thọ cho một khách hàng tại Hà Nội, khẳng định cam kết đồng hành lâu dài cùng khách hàng. Đây là minh chứng cho sự uy tín và hỗ trợ kịp thời từ công ty bảo hiểm.

#BảoHiểmNhânThọ #BảoHiểm #FubonLife #KinhDoanh #ThịTrường #LifeInsurance #Insurance #VietnamNews #TinTứcViệtNam

https://vietnamnet.vn/fubon-life-viet-nam-chi-tra-gan-1-ty-dong-quyen-loi-bao-hiem-nhan-tho-2448921.html

Manulife Vitality Life Insurance Review

Shortly after our daughter was born, my wife and I signed up for private life insurance. It was a simple decision to insure that our family would be fine financially if something tragic happened to either of us. It was a harder decision to pick a life insurance provider.

We ended up going with Manulife Vitality, because we liked the focus on preventative health. They reward you for staying healthy – with the logic that if you don’t die, they make money. And they offered me a free Garmin watch for signing up, which was a pretty good perk at the time.

Over the past 8 years, I’ve maintained a Platinum status, which I’ve found relatively easy to do as long as I’m exercising one or two days a week, and maximized my perks.

The rewards have been pretty lucrative. Most years I get more back in savings than I pay in premiums.

The Rewards

The perks have changed over the years, but have consistently involved travel discounts, smart watches, running shoes or fitness gear, and gift certificates for Amazon.

Travel Rewards – Expedia

The hotel rewards are the biggest perk for being a Vitality member. If you keep a Platinum status, you get two 50% off coupons that can be used to save up to $500 each on hotel stays. It’s not always easy to maximize that, but when you do, that is $1000 in savings.

In 2023, I saved $540 on hotels.
In 2024, I saved $445 on hotels.
In 2025, I saved $999 (a trip to Japan makes it a lot easier to maximize).

Vitality Squares

Playing the monthly Vitality Squares fruit matching game is the closest thing to free money you get from Vitality. It’s only worth about $28/year (based on the odds of matching more than 3 fruits), but it’s fun to play.

There is also the Vitality Wheel which you can spin whenever you hit your weekly activity goal (given for days with more than 10,000 steps or 30 minute workouts). The goal ratchets up every time you meet it, and slowly drops when you don’t. I’ve managed to earn $65 from wheel spins this year.

Smart Watches – Garmin, Apple, Fitbit

I haven’t bought a watch this year, but we have taken advantage of the 30% off Garmin and Fitbit devices in the past. They also have discounts for Apple Watches.

Fitness Wear – Adidas

I loved this perk when it was with Saucony and used it to by my old marathon trainers. Unfortunately, it switched to Adidas this year and they limit what is eligible for the discount, so it no longer applies to any of the running shoes.

Amazon Prime

A lot of the gift cards you get as perks will likely be redeemed at Amazon (unless you really like Winners or Tim Horton’s). You will also get an extra $99 (enough to subscribe to Prime) each year if you maintain Platinum status.

Points

In order to get to Platinum, you need to make it to 10,000 points each year. The main way to do this is:

• Annual health check and blood test for your blood pressure, cholesterol, blood sugar – 4500 points
• Declaring that you don’t smoke – 1000 points
• Athletic events – like 500 points for running a marathon
• Dental cleanings and vaccines – 200 points each
• Step counts and sleep data from smartwatch
  • 5,000 steps – 10 points
  • 10,000 steps – 20 points
  • 15,000 steps – 30 points
  • 7 hours of sleep – 5 points

In 2024, I got 17,600 points easily passing the 10,000 target for Platinum status. Giving your life insurance provider your step counts, sleep data, and blood test results might seem a little Big Brother, but I appreciate the incentive to keep active and without the annual blood test I would have no idea what my numbers are.

Total Saving

In the past 12 months, I’ve spent $574 on insurance premiums but gotten $1182 back – most of that in hotel discounts. It’s almost like Vitality is paying me to travel the world.

My wife’s insurance premiums are half of mine, but she gets the same perks and has earned similar rewards to mine, so she’s doing even better.

So overall, Vitality is a great deal. I get the peace of mind that life insurance provides – a little bit of financial security for my family if something tragic were to happen. I also get the rewards and encouragement to stay healthy and active. And as long as I do, I get a ton of travel discounts that encourage me to see the world. Amazing.

Note: This isn’t an endorsed post. Manulife didn’t ask me to write this. If anything, I’m a little worried that if they realize how much money they are losing on me they might cancel my policy.

Updates

November 17, 2025

I hope Manulife didn’t read this and decide to make the rewards less lucrative. They just announced that Expedia rewards would be reduced to a 1 hotel stay up to $500 (down from 2). So that effectively gets rid of $200-500 in rewards I took advantage of each year.

They also added some minor rewards, but not anything that looks immediately useful.

And they changed the points for a lot of things, including getting rid of the 10% carryover, which reduces the incentive to keep earning points once you’ve reached Platinum status.

#insurance #lifeInsurance #Manulife #ManulifeVitality #review #Vitality