we are running low on coolent for our bus/rv and need help
our overdraft is also deeply in the red from needing to charge ev
https://venmo.com/code?user_id=4426023022102098334&created=1758653081
https://www.paypal.me/inaraclocks
https://cash.app/clockworkdemon
#queermutualaid #disabilitycrowdfund #transinneed #mutualaid #MutualAidRequest #disabledmutualaid #disabledaid #overdraft #MutualAidSavesLives #mutualhelp
In case you are curious how we are getting internet here we arent using musknet but rather a external omnidirectional 4g antenna which we might need help getting currency for as we ended up spending the phone/internet money on emergancies like running out of food or running low on fuel despite trying to section it off for the internet/phone
So if you want to help with that...
https://venmo.com/code?user_id=4426023022102098334&created=1758653081
https://www.paypal.me/inaraclocks
https://cash.app/clockworkdemon
120/120
#queermutualaid #disabilitycrowdfund #transinneed #mutualaid #MutualAidRequest #disabledmutualaid #disabledaid #overdraft #MutualAidSavesLives #mutualhelp
We are in deep overdraft and are unable to pay it and I risk loosing the account
Most currency has been going to charging and food and catching up on much needed supplies
And if I loose the account we won't be able to do much and risk getting stranded
We are seriously struggling with currency and if you want to help some otherkin trans folk :yeen_pleading:
https://venmo.com/code?user_id=4426023022102098334&created=1758653081
https://www.paypal.me/inaraclocks
https://cash.app/clockworkdemon
#queermutualaid #disabilitycrowdfund #transinneed #mutualaid #MutualAidRequest #disabledmutualaid #disabledaid #overdraft #MutualAidSavesLives #mutualhelp
Today's food mutual aid request has been fulfilled (yay!)
Now let's see how much of Atha's debts run up trying to survive we can pay off...
The total debts are in the region of $50-60k if you include student loans.
But the immediate needs (to avoid car repo and excessive credit card and overdraft fees) are more like $2000.
What can we do to put a dent in that today?
Paypal https://paypal.me/athamanatha
Cashapp $athamanatha
Venmo @Athamanatha
Visa+ +Athamanatha.paypal
Ko-Fi https://ko-fi.com/athakitsune
Patreon (high fees) https://patreon.com/vulpinedesigns
Multiple other methods on request by DM including Zelle, IBAN, Wise, ACH
@mutualaid @thoughtpunks @anarchismhub
#mutualaidrequest #mutualaid #queermutualaid #repo #car #loanpayments #overdraft #creditcard #helpplease #homeless #essentials #fuckcapitalism #debtrepayment #debts #currency #moneyhelp #unemployed #communesandconvoys #banks #paypal #fundraiser #fundraising #transcrowdfund #crowdfund #money #lgbt #queer #trans #transinneed #transmutualaid #lgbtqia2plus #lgbtq #lgbtqia #recovering #internallydisplaced #usa #help #fedihelp #helpplease #begpost #debtspiral #transrights #fucktrump #debtamnesty #debtactivists #donation #donations #donate #pleasedonate
@riley OFC that is a way the #USA specifically wrote their laws.
That being said #ConsumerDebt in #Germany is virtually nonexistant compared to the #USA as banks don't simply issue #CreditCards or offer #Loans - even #overdraft isn't common and rarely given or only in amounts that'll be easily covered with the next paycheck minus "essentials to survive"...
Under President Joe #Biden, the agency had sought to cap #CreditCard late #fees at $8 & #overdraft fees at $5. The #Trump admin's move to end those policies should together cost #consumers $15 billion a year, according to the statement.
The dismissal of 22 enforcement cases that were pending when Biden left office in Jan — including actions against JP Morgan Chase, Bank of America, Wells Fargo & Capital One — involved more than $3 billion in alleged harm to consumers.
#PSA (and it may be bullshit because this is #reddit )
The comments on this post say that there is no wage to prevent an overdraft #ACH at #Chase even if you don’t have overdraft protection. I don’t use Chase or #overdraft protection so I don’t know.
#SallieMae took $2,500 from my account with only $5 in it. Now I’m stuck with a -$2,495 balance and no way to eat or live for 60 days. What can I do? : r/#StudentLoans https://www.reddit.com/r/StudentLoans/comments/1l8y43a/sallie_mae_took_2500_from_my_account_with_only_5/
PREDATORS
#Banks #Predators #Overdraft #Pandemic #PublicProtection #BillionaireProfit #Trump #HurtingAmerica
My #Bank, ages ago, "sold" me #VisaDebit card by telling me that with it and the other services they offered #Overdraft was impossible. I believed them. It made sense that the bank would make sure that I simply couldn't spend more than what I actually had.
I was quite surprised when it happened the first time, and ever since I've tried to stay aware of how much I have on my account. Somehow there is a form of payment that somehow bypasses my bank's ability to prevent overdraft. Makes no sense, but apparently that is a thing. I still have no clue how or why it happened.
Despite their assurances the overdraft was somehow my fault, so I had to pay the fee that was bigger than the actual overdraft.
Looks like the #USA is #voting to increase #overdraft #fees while #Canada just capped ours to $10
#Trump Administration Wants to Let Banks Jack Up #Overdraft Fees
The administration’s assault on the #ConsumerFinancialProtection Bureau is turning into a direct attack on consumers
By Nikki McCann Ramirez
February 18, 2025
https://www.rollingstone.com/politics/politics-news/trump-admininstration-banks-raise-overdraft-fees-1235271368/
#CFPB #BigBanks #Oligarchy #USPol
The Biden Administration is ‘cracking down’ on banks by imposing a $5 cap on overdraft fees, calling them ‘junk fees’
https://finance.yahoo.com/news/biden-administration-cracking-down-banks-125500079.html
Bank #overdraft fees on workers are #ClassWar.
Bank #bailouts from the government are #ClassWar.
The #neoliberal élite and corporate #oligarchs have been crushing the #WorkingClass for decades. Why are you afraid to fight back?
#Biden has worked to limit prices for #PrescriptionDrugs like insulin & inhalers, rein in #bank #overdraft & #creditcard fees & make airline #travel cheaper & more transparent, achievements that he often discusses on the campaign trail.
“We’re taking on #corporate #greed to bring down the #price of gas, food & rent, eliminating junk fees,” #POTUS told a crowd of cheering supporters in Philadelphia last week.
Is #WellsFargo Charging Unfair #Overdraft #Fees?
https://www.classaction.org/unfair-overdraft-protection-fees
What’s Going On?
Attorneys working with ClassAction.org have reason to believe that charging multiple #overdraftfees on #checks and #autopayments that are declined again after being reprocessed for payment may be #illegal. They’re now gathering @wellsfargo #customers who’ve had this happen to take #legalaction.
@jalefkowit
A dozen or so years ago a small #overdraft on my #WellsFargo account triggered a cascade of #OverdraftFees totaling over $600 - all for small transactions I thought were covered... except for that one oversight. I begged for mercy and they told me to take a hike. I was so mad I took them to small claims court. They didn't even show up for the hearing, so I got all of my money back plus the court filing fee.
#justice
"On Wednesday the Consumer #Financial Protection Bureau announced a proposed rule for bank overdraft #fees at #banks that have more than $10 bil. in assets.
While the average overdraft is $26.61, some banks charge as much as $39 per #overdraft. The #CFPB estimates that in the past 20 years, banks have collected more than $280 billion in #overdraftfees. (One bank’s chief executive officer named his boat 'Overdraft.')"
Of all the low down scummy #bank #fees, I think I hate the NSF fee the absolute worst.
Back in the day, it made sense when electronic transactions didn't exist and while cheques could be routed electronically due to their routing number, a human still had to process it. There was cost associated with the bounce.
But $48 for dipping $2 into #overdraft on a $15 purchase these days? Cmon. It costs the bank *nothing* (ok a few electrons of server power). The true definition of a #tax on the #poor.
https://www.washingtonpost.com/politics/2023/07/01/supreme-court-colorado-website/
Isn't it great? Now shit doesn't even need to be real to be #regulated!!! We need a law to stop #skydivers from giving #elephants blow jobs at the #zoo! And how about the guys in #Catholic mass that pass the #collection box? Have your pennies disappeared from under your car seat lately??? We need a law for that! Aren't you #disappointed at the system everytime you must pay an #overdraft fee but they don't give you a #lollipop 🍭? What are they even thinking?
